It does take some money to build or rotate a survival kit.
But, it doesn’t take any money to gather what you have.

Start with what you have. Gather it together into a plastic trash bag or pillow case. Work from there.

It doesn’t take money to plan.
Make a list of what you need.
Take the time to sort it with most critical on top. Then, when you have the opportunity to work on it, start at the top.

It doesn’t take money to store water.
Ask a friend or neighbor for their old, empty two liter bottles.
Clean them thoroughly and fill with water at the tap or a drinking fountain.
You can live without almost everything else, but you NEED water. Find a way to store water. A gallon of drinking water is usually around a dollar. If you have little or no money, buy this before…